Insights

We all want our retirement to embody positive change, of course. Yet, to make our retirement dreams come true, we need to understand how retirement itself is changing – and how our financial planning must adapt as a result.

Since 1992, the best option for tax-advantaged savings for a first-time home purchase has been the RRSP Home Buyers’ Plan, now there is a new king of the tax-advantaged ring in town in the form of the Tax-Free First Home Savings Account (FHSA).

When planning for risk, people often focus exclusively on “big” things like portfolio management, business structure, retirement goals, and the like. But the “little” things are often the ones that make life the most financially and emotionally difficult for families in the wake of a death.

No matter the size of the portfolio or the age of their children, many of our clients are wondering how to raise their kids with the skills and knowledge they need to be financially competent.

Sarah Bull discusses gender equality in the world of money and how, while change is still necessary, it should not blind us to the reality that change is taking place.

With interest rates rising, the housing market seems to be in a state of flux. The direction of housing prices – up, down or sideways – is a hot topic of conversation around dinner tables and office watercoolers, which is hardly surprising given how much wealth Canadians’ have tied up in their homes.

Learn more about the risk reflation poses to traditional bond allocations, the adverse impact of rising interest rates and alternative assets to generate income in this environment.